Take-Home Pay Calculator
Take-Home Pay: Tax and deduction estimator.. Free, no account needed – works offline.
Take-Home Pay
Personal
Fill all inputs
Click Calculate to see your result.
How the Take-Home Pay Works
Applies a simplified federal rate (22%) and your state rate to taxable income (gross minus pre-tax deductions). Does not include FICA.
Gross $100,000, $6,000 deductions, state 5% → taxable $94,000, federal $20,680, state $4,700, net $68,620.
Common Mistakes
- Forgetting pre-tax contributions:
- Assuming a flat rate for all incomes:
Frequently Asked Questions
Is FICA included?
No, subtract another 7.65% for Social Security and Medicare if needed.