Rent vs Buy Calculator
Rent vs Buy: Comparison of long-term costs.. Free, no account needed – works offline.
Rent vs Buy
Loans & Real Estate
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Click Calculate to see your result.
How the Rent vs Buy Works
Compares total renting cost vs net buying cost (price minus future appreciation). Simplifies by ignoring maintenance and taxes.
Home $300,000, rent $1,500/month, 7 years, appreciation 3% → buying saves ~$194,000.
Common Mistakes
- Not factoring maintenance and taxes:
- Assuming high appreciation:
Frequently Asked Questions
How long should I stay to justify buying?
Typically 5+ years to offset transaction costs.