529 College Savings Calculator
College Savings (529): Savings goal for education.. Free, no account needed – works offline.
College Savings (529)
Personal
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Click Calculate to see your result.
How the College Savings (529) Works
Given years until college, current savings, target amount, and expected return, calculates required monthly contribution using future value formula.
10 years to college, $5,000 saved, target $50,000, 6% return → need ~$250/month.
Common Mistakes
- Underestimating tuition inflation:
- Not starting early enough:
Frequently Asked Questions
What return rate should I use?
A conservative 5–7% is common for 529 plans.